Refund Policy
Last updated · May 14, 2026
This is a results-based guarantee, not a no-questions refund. Run the system as taught for 30 days. If you don't have at least $100 in new savings to show for it, we will refund your full purchase amount.
The proof-of-work requirement protects both sides. We refund readers who ran the system and didn't see results. We can't refund readers who never opened the book; that's not what a guarantee is for.
1. Eligibility
- The refund request must be made within 30 calendar days of the purchase date
- You must have followed the system: calculated your MSN (Part 1), set up the 4 Zones (Part 2), run at least four weekly check-ins (Part 3), and filled in one Cash Flow Dashboard at month-end (Part 5)
- You must include proof of work with your refund request (see below)
2. How to request a refund
Email tharealchris@gmail.com with:
- Subject line: refund
- The email address used at checkout
- A photo of your filled-in MSN worksheet (Part 1 of the book)
- A photo of your Cash Flow Dashboard for the month (Part 5)
- A screenshot of your savings account showing the Zone 3 deposits you made
If the proof is there and the system didn't produce $100 in new savings, we refund within 24 hours via Stripe. Funds typically appear in your account within 5 to 10 business days, depending on your bank.
3. What "$100 in new savings" means
Money you transferred into a savings account during the 30 days using the Zone 3 step of the system. This is in addition to any savings you already had. The point of the guarantee is that the system itself, applied for one month, generates $100 you wouldn't otherwise have set aside.
4. How refunds are processed
Refunds are issued to the original payment method via Stripe. You will receive an automatic email confirmation from Stripe once the refund is initiated.
5. EU consumer right of withdrawal
For customers in the European Union, the standard 14-day right of withdrawal under EU consumer protection law normally does not apply to digital content delivered immediately after purchase, where the buyer has consented to immediate access and acknowledged the loss of the right of withdrawal.
Our 30-day results-based guarantee is more generous than this minimum requirement and applies regardless.
6. After the 30-day window
We do not offer refunds for purchases older than 30 days. This is clearly stated on the sales page and again at checkout. If you reach out after 30 days, we may still be able to help with other questions or issues. Just email us.
7. Chargebacks
If you initiate a chargeback with your bank instead of contacting us directly, your access to support and any future products will be discontinued. We always prefer to resolve issues directly; it is faster for you and fairer for us.